What kind of damage could be caused by a fire?

The possible damages that can be suffered in a fire can be as follows: property (your property is damaged or completely destroyed) or non-property (your health was damaged or you suffered pain and suffering). The hypothesis that both types of damage were caused as a result of the fire is not excluded.

To whom can you direct your claim for compensation?

• First of all – Insurer

If you have insured the property affected by the fire or if you have insurance „"life"“" or another (e.g. "hospital stay" or etc.), then you have chosen the easier and more reasonable way to be compensated.

In the event of an insured event of fire, you must notify the law enforcement authorities by calling the emergency number 112 about the event.

The next step, as long as there is no risk to you, is to take action to prevent the spread of the fire in order to avoid increasing the amount of damage.

The third thing is to contact your insurer and strictly follow their instructions so that you don't find yourself in a situation where you have not fulfilled any of your contractual obligations (but don't worry - there may be a way out of this situation too).

• Secondly – the guilty one
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If you do not have insurance to cover the damages you have suffered in relation to your health or property, you may file a claim against the at-fault party.

However, in order to claim compensation from it, the culprit must be properly identified. And in this type of act, it is often very difficult to find the perpetrator.

Most times, if there is suspicion of arson, a pre-trial investigation will be conducted. Finding the person at fault with a conviction would greatly facilitate the process of claiming compensation!

It is possible that a company, state or municipal authority may also be responsible for a fire. Each situation requires a thorough investigation to determine whose responsibility may be engaged to neutralize the consequences of a fire.

What is important for me to know in the event of a fire?

Whenever the fire scene is visited by the authorities of General Directorate of Fire Safety and Civil Protection„, they will draw up a report and may issue you a certificate. It is an official document and always contains a conclusion regarding the cause of the fire.

However, case law and our experience show that regardless of what is recorded as the alleged cause of the fire, the actual cause may be different. Regardless of what is recorded, there is no obstacle to the conclusion being challenged in court. All means of evidence would be admissible to reveal the objective truth.

So, even if you have suffered a fire-related incident and the report contains a reason that you believe would prevent you from protecting your rights, don't lose hope! Even if you only have suspicions about another reason or a specific person at fault, you can turn to us for assistance.

How can our team help you if you have been injured in such an incident?

1. We are trying to voluntary dispute settlement – we hold a meeting with the insurer (if any) and/or the responsible person, where we try to negotiate the best terms for you. After your approval of the parameters of this agreement, we can proceed to its signing.

2. We are filing a civil lawsuit., to claim the compensation due to you for material and/or non-material damages. In addition to not owing us any fee in advance, we will also do everything possible to exempt from paying fees and expenses to the court, if the prerequisites for this, provided for by law, are present.

3. If there is a formation criminal case in connection with the tort, we can also represent you in it. In this case, we can bring the claims that would otherwise be the subject of the filed civil case, referred to above in item 2.

4. In the event of a successful outcome of the case(s), we file a lawsuit and we represent you before a private bailiff, who will assist you in receiving the actual amount awarded by the court decision - through seizure of bank accounts or other appropriate actions.